It sounds backwards, but saving dollars is currently a guaranteed way to lose wealth.
We are taught that “cash is king” and “saving is responsible.” That used to be true when banks paid 5% interest and inflation was low.
Today, the math works against you. If your bank pays you 0.5% interest, but inflation is 3% (or higher), your real return is negative. You are losing purchasing power every single year.
Think of it like running on a treadmill. You are saving money (running) just to stay in the same place. If you stop running, or if the treadmill speeds up (inflation rises), you fall backward.
Wealthy people know this. That is why they don’t keep millions in cash. They buy assets—real estate, stocks, gold, or Bitcoin.
Bitcoin is designed for saving. Because its supply is capped, it tends to increase in value over time against the dollar.
So the strategy of saving dollars for the long term is broken. To preserve your wealth, you must upgrade your money.